Many people who are about to declare bankruptcy wonder if it is really necessary to seek the counsel of professional bankruptcy law firms. For that matter, some people wonder if they can declare bankruptcy by themselves without having to hire a lawyer and pay expensive legal fees. The truth is that you need the best legal advice possible if you're considering filing for bankruptcy.
As a matter of fact, the bankruptcy process has become more complex due to the recent changes that were passed by Congress in 2005. Even lawyers and judges are still trying to figure out what Congress meant when they passed this law, so a layperson will have a very difficult time trying to represent himself in a bankruptcy proceeding.
Thus, trying to go it alone in order to save a few bucks is not a wise decision. After all, we're talking about the future of your financial health, and you shouldn't leave such a big decision to your own understanding of the law.
Moreover, you shouldn't rely on just any law practice, but you should instead seriously consider hiring an experienced bankruptcy law firm to help you through your filing process. An honest attorney can give you some good advice concerning whether you should file for bankruptcy in the first place. If it looks like bankruptcy is the best option for you and your family, the bankruptcy lawyer can help you navigate the bankruptcy court maze and its increasing complexity.
The fees that you pay your lawyer will be small in comparison to the benefit you'll get from solid legal advice. Besides, if your bankruptcy case is successful, your debts may be wiped out or at least restructured, so you will be in a better position to deal with your attorney's bill.